Benefits of Investing in Mutual Funds
- Professional management
With mutual funds, a professional money manager is responsible for investment decisions. Rather than having to research every investment before deciding to buy or sell, you have a professional money manager there to manage it for you. RBC Global Asset Management has an experienced team of portfolio managers from diverse backgrounds with varying expertise and skills.
- Access to markets
Mutual funds make global markets accessible to every investor, opening up the opportunity to participate in capital markets across the globe. With offices in Canada, the United States, Europe and Asia, our investment management teams are equipped to provide clients with the best investment opportunities available in the world.
Mutual funds in general can hold many different investments, offering a level of diversification often only achieved with larger portfolios. Because mutual funds invest in a variety of equities, bonds and other holdings, investors can create a balanced and diversified investment portfolio with a relatively modest amount of money.
- Lower costs
Economies of scale make mutual funds a cost-effective investment option. You share costs with other investors such as individual transaction and management fees.
Plus, RBC Funds and PH&N Funds have among the lowest fees of all actively managed Canadian mutual fund families†.
Mutual funds are considered liquid investments because you can usually redeem your units as the need arises and have your money available within two business days. You receive the price based on the unit value at the end of the day you sell.